An Innovative Life Insurance.... with Living Benefits.

A life insurance policy isn’t as simple a form of insurance protection as you might think. These policies can be designed to cover an entire family, provide additional benefits in the event of an accident, and can even provide benefits while you’re still living and need them most. That’s right—when you’re diagnosed with a critical illness, chronic illness or terminal illness, a life insurance policy that was designed with an Accelerated Death Benefit Rider (ABR) can pay out a portion of your death benefits while you’re still living.

You and your family deserve the peace of mind that comes with knowing you can spend your final weeks, months or years in comfort. With the ABR rider, you have an additional resource to pay for medical expenses, home health care, medications, or to replace an income when your qualifying illness makes it so that you can no longer work. Because the rider pays out only a percentage of the total death benefit, you have the added knowledge that your family will still be provided for once you’re gone.

Give us a call today to find out how to design your life insurance policy to include the Accelerated Death Benefit Rider and enjoy the security of having one policy, one premium and one solution—because so much depends on the right solution.